Hospital Indemnity And Accident Insurance

Complement your medical and disability coverage with two plans:

  • Hospital Indemnity
  • Accident Insurance

Hospital Indemnity

Get a lump-sum payment on top of your normal health plan coverage in case you’re hospitalized due to an accident or illness. You have two coverage options—high and low.

Coverage—High

Accident or Sickness Benefit
Non-ICU Hospital Admission $1,000
Intensive Care Unit Admission $2,000
Non-ICU Hospital Confinement* $200
Intensive Care Unit Confinement $400
Inpatient Rehabilitation Benefit $200
Health Screening Benefit $100
Lodging Benefit $200

* Confinement means a stay of at least 20 hours.

Coverage—Low

Accident or Sickness Benefit
Non-ICU Hospital Admission $500
Intensive Care Unit Admission $1,000
Non-ICU Hospital Confinement* $100
Intensive Care Unit Confinement $200
Inpatient Rehabilitation Benefit $100
Health Screening Benefit $50
Lodging Benefit $100

Monthly Costs

Employee Only

Coverage Level Cost
Hospital Indemnity—High $24.34
Hospital Indemnity—Low $12.22

Employee + Spouse/Domestic Partner

Coverage Level Cost
Hospital Indemnity—High $37.53
Hospital Indemnity—Low $18.84

Employee + Child(ren)

Coverage Level Cost
Hospital Indemnity—High $49.19
Hospital Indemnity—Low $24.69

Spouse/Domestic Partner + Child(ren)

Coverage Level Cost
Hospital Indemnity—High $62.30
Hospital Indemnity—Low $30.98

To cover your spouse or children, you must enroll in coverage for yourself.

How To Enroll

Enroll via the U.S. Benefits Enrollment Site during Open Enrollment or within 31 days of your hire date. You may also enroll after a qualified status change.

Accident Insurance

Accident insurance pays benefits to you or your beneficiaries if you are seriously injured in an accident. You have two coverage options—high and low. How much each plan pays to you depends on what type of injury you sustain. Find full plan details on the U.S. Benefits Enrollment Site.

Coverage Options

Employee Only

Coverage Level Cost
Hospital Indemnity—High $10.41
Hospital Indemnity—Low $5.77

Employee + Spouse/Domestic Partner

Coverage Level Cost
Hospital Indemnity—High $16.05
Hospital Indemnity—Low $8.89

Employee + Child(ren)

Coverage Level Cost
Hospital Indemnity—High $21.03
Hospital Indemnity—Low $11.65

Employee + Spouse/Domestic Partner + Child(ren)

Coverage Level Cost
Hospital Indemnity—High $26.39
Hospital Indemnity—Low $14.76

To cover your spouse or children, you must enroll in coverage for yourself.

How To Enroll

Enroll via the U.S. Benefits Enrollment Site during Open Enrollment or within 31 days of your hire date. You may also enroll after a qualified status change.