Complement your medical and disability coverage with a lump-sum payment if you experience a specific condition, such as:
- Cancer
- Heart attack
- Stroke
- Kidney failure
- Major organ, heart, or bone marrow transplant
- Coronary artery bypass graft
Additional conditions covered
- Addison’s disease (adrenal hypofunction)
- amyotrophic lateral sclerosis (Lou Gehrig’s disease)
- cerebrospinal meningitis (bacterial)
- cerebral palsy
- cystic fibrosis
- diphtheria
- encephalitis
- Huntington’s disease (Huntington’s chorea)
- Legionnaires' disease
- malaria
- multiple sclerosis (definitive diagnosis)
- muscular dystrophy
- myasthenia gravis
- necrotizing fasciitis
- osteomyelitis
- poliomyelitis
- rabies
- sickle cell anemia (excluding sickle cell trait)
- systemic lupus erythematosus (SLE)
- systemic sclerosis (scleroderma)
- tetanus
- tuberculosis
Coverage Options
- Choice of $15,000 or $30,000 coverage for yourself
- Your spouse/domestic partner can be covered at the same level you choose for yourself
- Your eligible child can be covered at the same level you choose for yourself
To cover your spouse or children, you must enroll in coverage for yourself.
Monthly costs per $1,000 of coverage are shown in the table below.
| Age | Employee | Spouse or Domestic Partner |
|---|---|---|
| < 25 | $0.10 | $0.10 |
| 25–29 | $0.11 | $0.15 |
| 30–34 | $0.20 | $0.25 |
| 35–39 | $0.37 | $0.48 |
| 40–44 | $0.66 | $0.90 |
| 45–49 | $1.18 | $1.46 |
| 50–54 | $2.00 | $2.31 |
| 55–59 | $3.22 | $3.28 |
| 60–64 | $5.04 | $4.63 |
| 65–69 | $7.81 | $6.66 |
| 70–74 | $11.19 | $9.64 |
| 75–79 | $15.37 | $14.06 |
| 80–84 | $18.86 | $18.05 |
| 85+ | $20.05 | $19.59 |
The monthly cost per $1,000 of coverage for children is $0.07.
How To Enroll
Enroll via the U.S. Benefits Enrollment Site during Open Enrollment or within 31 days of your hire date. You may also enroll after a qualified status change (such as a marriage, birth, or divorce).
