You have up to five medical plans to choose from, depending on where you live. Some plan features are standard. For example, all of your options cover preventive care at no cost to you; all offer generous coverage for prescription medications; and all provide the financial protection you need in the event of a major illness or injury. In addition, Cigna and Kaiser provide coverage for in vitro fertilization (IVF). See a detailed plan comparison [PDF].
Other features may be unique to a particular plan. Picking the right plan depends on your healthcare needs and your budget.
The NVIDIA HSA, NVIDIA HSA Plus, and NVIDIA PPO medical plans use Cigna’s Open Access Plus (OAP) Network of hospitals and physicians for in-network services. Participants in MA use the Open Access Plus—CareLink (OAPC) Network. OAP and OAPC participating providers are found on the Cigna website at www.mycigna.com.
The Kaiser HSA and Kaiser HMO use their own network of doctors and facilities. Find participating providers on the Kaiser website at www.kaiserpermanente.org.
The Blue Cross Blue Shield Alabama plan uses a separate network. Find participating providers at www.bcbs.com.
Pay $0 out of your paycheck each month! Plus, enjoy robust coverage and all the benefits of the Health Savings Account.
With this health plan, you get greater control over your healthcare spending, low payroll deductions, in- and out-of-network coverage, and tax-free savings from a Health Savings Account (as well as a contribution from NVIDIA).
If you live in Alabama, you have access to an additional health plan, the Blue HSA Gold plan. This also includes a Health Savings Account, with a contribution from NVIDIA.
This plan offers higher payroll deductions in exchange for predictable in-network costs. It also includes 90% coverage for in-network hospitalization, but no tax savings from the Health Savings Account (and no NVIDIA contribution to your HSA).
All the benefits of a medical plan with a Health Savings Account, with the familiarity of the Kaiser network.
HMO plans offer no annual deductible and predictable copays when you need care. You must use in-network providers for your care.
This plan offers higher payroll deductions in exchange for predictable out-of-pocket costs. It also includes a lower deductible and in- and out-of-network coverage but no tax savings (or NVIDIA contribution) from the Health Savings Account.