Better care doesn’t mean paying more. It means making informed decisions about which providers to use, what care to receive when, and how you receive care. Make good decisions in these areas, and you’ll find the payoff is more than just money—it’s good health, too.
Here’s a checklist for getting the best deal on healthcare.
- Use in-network providers: With all NVIDIA plans, you pay less when you use in-network providers. In addition to finding in-network doctors, this includes using in-network providers for services like lab work and tests. In-network providers vary by medical plan.
The NVIDIA HSA, NVIDIA HSA Plus, NVIDIA PPO, and NVIDIA PPO Plus use Cigna’s Open Access Plus (OAP) Network of hospitals and physicians for in-network services. Participants in MA use the Open Access Plus—CareLink (OAPC) Network
To find a provider in your network, go to:
- Use cost comparison tools: The cost of services can vary greatly. An MRI may cost $200 at one place and $2,000 at another. Take a little time up front to research the cost of care before choosing a provider
- Urgent care versus the ER: Emergency rooms generally cost three times as much as primary or urgent care services, according to the Urgent Care Association of America. That said, visit the ER if you have life-threatening symptoms. Use urgent care facilities only if you can’t wait to see your primary doctor
- Get your preventive checkup and all recommended screenings: Preventive care is 100% covered by all NVIDIA medical plans. So take advantage of your benefit, and go to the doctor for a physical each year. Your health plan also has a list of recommended screenings by age and gender. Use that as a guide to stay on top of your health
- Ask smart questions about medical tests: Recommended screenings are important. Before you get any other medical tests, be sure to ask your doctor these key questions to avoid spending unnecessary time or money:
- “Do I really need the test?”
- “What are the downsides?”
- “What happens if I do nothing?”
- “How much does it cost?”
- “Is this test covered by my insurance?”